At Central
Finance Co. we take great pride in our
commitment to ensure the security of consumers'
financial information. Our policy toward the
sharing of your financial information exceeds
federal legal requirements. In fact, we do not
share your protected information (known as
nonpublic personal information) with non
affiliated third parties except for routine
processing of transactions at your request and
as otherwise permitted or required by law. We do
not share your protected information with
outside marketing agents!
For our internal use, we collect the
following types of information about you:
- Information we receive from you on
applications and other forms, such as name,
address, social security number, assets and
income.
- Information about your transactions with
us, such as account balances, payment
history, parties to transactions and credit
usage.
- Information we receive from consumer
reporting agencies, such as credit
worthiness and credit history.
If you choose to close
your account(s) with us or if you become an
inactive customer, we will continue to adhere to
the privacy policies and practices described in
this notice.
We restrict access to protected information to those
employees who need to know that information to
provide products or services to you. We also
maintain physical, electronic and procedural
safeguards that comply with federal standards to
protect your information.
Central Finance Co. has implemented policies and procedures
to ensure the confidentiality, secrecy and
integrity of information we collect. Prior to
any information sharing with non affiliated
third parties, we require each third party to
implement its own privacy policy. In our
contracts, we require that the third party
maintain the confidentiality of the information
provided and limit the use of the information
exclusively to the purposes for which the
information was disclosed or as otherwise
permitted by law.
Central Finance Co. has put in place a comprehensive
security program that includes administrative,
technical and physical safeguards. The
objectives of the company's information security
program are to:
- Ensure the security and confidentiality
of customer information;
- Protect against any anticipated threats
or hazards to the security or integrity of
such information;
- Protect against unauthorized access to
or use of such information or integrity of
such information that could result in
substantial harm or inconvenience to any
customer or risk to the safety and soundness
of Central Finance Co.
As part of a comprehensive
data protection plan we have:
- Established written policies and
procedures that are adequate to control the
identified risks and achieve the overall
objective of our information security
program;
- Trained staff to recognize, respond to,
and, where appropriate, report to regulatory
and law enforcement agencies, any
unauthorized or fraudulent attempts to
obtain customer information;
- Tested the key controls, systems and
procedures of the information security
program to confirm that they control the
risks and achieve the overall objectives of
our information security program.
We continue to be
responsible for safeguarding customer
information even when we give a service provider
access to that information. We exercise
appropriate due diligence in managing and
monitoring our outsourcing arrangements to
confirm that our service providers have
implemented an effective information security
program to protect customer information systems
consistent with the legal requirements.
